Nobody addressed your points because they had everything to do with YOU and nothing to do with the points & ideas expressed in this post.

Until you pull your head out of your own unfortunate situation, carrying on an intelligent discussion about these points is going to be impossible.

As Abraham Lincoln said “Better to keep your mouth shut and appear ignorant than open your mouth and remove all doubt.”

While Capitalism usually needs some government intervention to keep things running smoothly, Socialism has never worked anywhere. Why? Because it is based on a Lie, that man is bad, and when you tell people that they are bad, they begin to believe it.

Of course some people are BAD. Like those who are invited to post on a friends blog and then trash them for it. Maybe Chella Ann, there should be socialism but just where you post.

It is rather obvious from the rapid machine gun style of your first three answers to my comment (12:21am, 12:22am and 12:35am) that you are the one foaming at the mouth, but we’ll let the readers decide that one.

On the other hand, I’ll admit that I’m pleasantly surprised that you’ve used no profanity. BRAVO!!! I’m forced to admit that I was wrong when I suspected you of using it in your answers to me. On the other hand it is quite possible that you’ve just taken your medicine before you sat down to pen your answers. In any case you are truly a good, good, good girl. I admit it!

The reason I told my story is to show you that working class values, hard work and sweat, heartache and stress, do not preclude someone from being politically conservative. On the contrary, looking at the world around us with open eyes rather through fairy tales, will give anyone some percentage of conservative values. And some will be more conservative than others, unquestionably.

I can assure you I do not wish what happened to me on anybody else, but I do take full responsibility about what did happen. Though there were major circumstances totally outside of my control, I did not exercise the options that were within my control. Kate, obviously, feels the same way. I could go on for years blaming the bastards at the big competitor that swallowed my company. I guess I could continue reeling with shame at the humiliation of the foreclosure signs on my lawn and so on. Only one thing is wrong about all that blame… how will that in any way, shape or form help me (or anybody else, for that matter)? How will I recover from the misery? Only by going out and starting from scratch. That is obviously something you fully fail to understand.

You mention “commercial deterrence,” I read, reread and triple read my answer to you and I fail to see where or when I used that phrase. You say you did not address the bailout, actually neither did I. As a matter of fact and since you brought it up, the bailout as it exists now does very little for the individual mortgagees loosing their home. It has in fact been put in place to bail out the Wall Street fat cats, commercial bankers and, indirectly, the commercial banks’ depositors. Why? If banks are allowed to fail it may cause a panic and precipitate a mad run on banks which would bring us right back to conditions and results similar to the crash of 1929. Some thought, some true compassion for others (rather than crocodile tears), something other than wanting to hear yourself babble on, might have saved you the embarrassment of the post as it is now written.

I doubt that I’m capable of having my words penetrate your thick skull, but frankly there is nothing compassionate about your words. They merely represent an inane, unnecessary, but very revealing comment about yourself. I pity you, I really do.

Your pompous take on this blog’s politics is a disgrace to the conservatism you claim to espouse! I fully concur with you on the inaninity of this particular post. I fully agree with you on the ignorance of history, economics or lack of understanding anything remotely connected to reality so blatantly exhibited by its writer.

I’ve been reading this blog for almost two years, had you bothered reading anything else you would have understood that the two co-bloggers Chaim from Brooklyn, NY and Samuel, an Arab Frenchman from Rouen, France, have impeccable conservative values that more than match anything you got to show for. One of the co-bloggers – based on the comment after yours, I think it was Chaim – did the author a favor in posting it because he truly believes in and practices absolute freedom of speech as anyone bothering to read any further posts and comments can easily attest. John, if you read my comment I would love to hear your take on it. I challenge you!

Chella

Reverse psychology is a two way street, I will therefore bite your bait and answer you. Like Kate above, my husband and I also lost our home. I lost my job after 35 years at a company that was swallowed up by a far bigger competitor. On my husband’s salary alone we couldn’t continue paying the mortgage, not if we expected to eat at the same time, and all too often we fell behind. Eventually the bank foreclosed. Yes, it was a combination of bad luck (being laid off through circumstances outside of my control) and not saving enough for a rainy day while I did work (which I could have and should have done). But, it never occurred to my husband or I that we should be bailed out by the government or anybody else. Yes, believe me, the humiliation was all too real. The stress, the anxiety was more than I could take at times. Yet, I was fully cognizant of the fact that both my husband and I shared a big part of the blame.

You are very lucky that thought, comprehension, or even being in touch with reality are not prerequisites for posting anything. You hardly show any understanding of all sides of the equation. If you did, if you only bothered informing yourself as to what actually happened, you would have known that over 4/5ths of the defaulted mortgages were loaned by the government entities Fannie Mae and Freddie Mac to people that did not qualify for bank loans under normal market conditions. You would have known that these government entities were created under President Clinton with the vigorous help of Senator Dodd – through the Senate Banking Committee – and Representative Barney Franks – through the House Financial Services Committee (very powerful Democrats both).

The simple idea of a government creating semi banking institutions to pick up those who could not qualify for a regular mortgage through a commercial banking institution is, at best, something fraught with grave dangers. These institutions then proceeded to insure the loans and sell them to greedy Wall Street and commercial bankers who thought they’d be good investments since they were insured. This pattern of corruption and fraud (proven too late, unfortunately) at Freddie Mac and Fannie Mae and bankers’ greed (in the US, Europe and Asia) were instrumental in creating the current debacle. The government had no business getting into the banking business. Every time government gets involved in anything outside its narrow purview, the result is an unmitigated disaster. In fact politicians have proven very adept at screwing up even the simplest of tasks.

Shortly after your post was up, I wrote to Chaim complaining about it. I told him that it seemed diametrically opposed to anything ever published on this blog, I felt it was unworthy of this blog. While Chaim and Samuel constantly quote easily verified facts, figures, history, etc.. to prove their points, your post was unworthy of appearing here I felt. It was merely an emotional outburst, not well thought out and rather poorly written. He wrote back, valiantly defending your right to express your opinion and said that both he and his co-blogger Samuel would stand up for your right to freely express yourself. I emailed him again asking him to either remove it or have the author rewrite it. He felt the author did a rather credible job of defending her point of view regardless of the fact that personally he fully disagreed with you. Yet you just chose to spell his name as “Shame.” Well, sister, you have just shown to the world that not only are you out of touch with reality, not only has your post exhibited a scarcity of thought and any real reasoning, but you have also exposed through your comment the shame of your morally and intellectually decrepit values. I could go on, but I would instead love to read your comments on my take if you can do it without foaming at the mouth and without using profanity.

The ball is in your court, sister dear!